Landlord Cover Archives -

Yes, where obtainable. If a tenant occupies a buy to let property (i.e. a single house or an apartment unit in a purpose built block) they will likely be able to purchase their own home contents insurance. However, where the tenant lives in a multi-unit converted property (e.g. house in flats / bed-sits) this may prove difficult to obtain, due to a number of reasons including fire spread and se...

If your property is insured under a block policy i.e. an apartment, this policy will only cover liability arising from accidents in the common areas i.e. the hallways, stairways, landings etc. It will generally not cover accidents occurring inside the apartment. To ensure you have liability cover within the apartment you must have (Landlord’s) Contents insurance, but check that it covers liab...

By virtue of the Residential Tenancies Act 2004, Landlord’s should have Property Damage and Public Liability cover in place for every unit they provide for private rented accommodation. Types of Insurance Available Apart from that, other insurances, which are mandatory, are those prescribed by a contract e.g. the terms of a mortgage or loan / the terms of a lease agreement. Either or b...