Property Owners’ Liability

Specialist Liability Broker


01 824 5555

Or click here to email

us directly.

Property Owners’ Liability

Despite your best intentions, accidents do happen in premises and if the accident is as a result of something you or your business has done, then a tenant, a client, a contractor, or a member of the public can take a claim against you, or your business (as owner of the property) for compensation. Your Property Owners’ Liability can be triggered by something as simple as tenant slipping on a defective carpet or stairs or a contractor slipping on a wet surface in your office, incurring illness, injury or damage.


To help protect your business, S.A. Faughnan (Brokers) Ltd. can provide property owners’ with public / property owners liability insurance in conjunction with with a range of property and / or business covers including Property Combined Insurance.


What does Property Owners’ Liability insurance cover me against?

  • Injury or Illness claims from Third Parties
  • Costs of defending a Third Party claim
  • Legal costs and resultant financial loss
  • Property Damage claims from Third Parties
  • Compensation awards made to Third Parties


Why have Property Owners Liability insurance?
  • Even if you don’t have visitors to your property, office or home, you could still suffer a property owners liability claim against you or your business; for example, if you accidentally damage a client’s property in their office, at their commercial premises or on site (Third Party Property Damage)
  • Easy access to ‘no win no fee’ legal services which help individuals claim compensation may increase the likelihood of an individual or business experiencing a property owners liability claim
  • Anyone working for you could trigger a public liability claim against you or your business if their actions injure a tenant, a client or member of the public or damage their property
  • Financial Institutions will often insist that their client maintain public / property owners liability insurance on their property(ies) and in fact it is a requirement of the Residential Tenancies Act, 2004 that this cover be maintained in residential units let to tenants


How a Property Owners Liability insurance policy protects you and your business…
  • Covers you when you have to pay compensation to a tenant, client, contractor, local authority or member of the public who is injured or incurs property damage and you or your business is at fault
  • Pays out legal fees spent in defending a claim and any resultant financial loss


What other insurance cover do I need to consider to adequately protect my business?

  • Employers’ Liability
  • Products Liability
  • Cyber Liability
  • Personal Accident
  • Professional Indemnity
  • Office Insurance
  • Directors & Officers Liability
  • Motor Insurance


What Our Clients Are Saying

Get A Quote

Please fill in the form below and we will contact you as soon as we can.


    David Faughnan CIP, Director

    You can contact via phone below or click on photo to email directly 01 8245555


    Elisa McKenzie CIP QFA

    You can contact via phone below or click on photo to email directly 01 8245555


    Angela Rickard

    You can contact via phone below or click on photo to email directly


    Louise Redmond

    You can contact via phone below or click on photo to email directly

    Copyright © 2015 S.A. Faughnan (Brokers) Ltd.
    S.A. Faughnan (Brokers) Ltd. is regulated by the Central Bank of Ireland.
    Company Reg. No. 88953.

    Neither S.A. Faughnan (Brokers) Ltd., its directors, employees, servants and agents, affiliates or other representatives shall be liable in respect of claims, liabilities, costs, demands, causes of action, damages, losses, expenses (including without limitation, reasonable legal fees and costs of proceedings) arising out of or in connection with your access to or use of this Website or the use and/or dissemination of personal information relating to you in accordance with this Privacy Statement and your consents.

    Designed By :  Web Results