Houses In Flats

Specialised Property Team

Houses In Flats

S.A. Faughnan (Brokers) Ltd. have specialised in private residential accommodation insurance since 1997 having been appointed by the Irish Property Owners’ Association (IPOA – National Landlord Representative Association) to provide financially secure and willing insurance markets for their members. To date we have remained the appointed broker to IPOA and have successfully and consistently provided competitive markets for landlords through financially secure A-Rated Insurers.


The Property Owner / Landlord products we provide for Houses in Flats are some of the widest forms available on the market, and include, in addition to Property Damage All Risks cover the following additional benefits;

Quoting For;

  • Pre-63’s
  • Period / Protected Listed properties
  • Converted Multi-Unit Houses
  • Apartment Units – Landlord Contents
  • Apartment Blocks
  • House Share
  • Student Lets
  • RAS / HAPS / City Council Lets
  • Airbnb / / City Break Lets
  • Hostels
  • Short Term Lets
  • Social Housing / County Council Lets


The Property Owners’ cover we provide is the widest available in the market, and provides Property Damage All Risks cover including the following additional benefits at no extra cost;


Additional Benefits;
  • Accidental Damage cover in respect of Buildings
  • Malicious Damage caused by your Tenants
  • Public / Property Owners’ Liability cover limit of €6,500,000
    • Extendable to cover casual property repairs & maintenance
  • Employers Liability for property repairs (where required) - €13,000,000
  • Loss of Rent / Alternative Accommodation starting at 20% of the Building sum Insured – 24 month indemnity period
  • Professional Fees / Debris Removal
  • Trace & Access cover
  • Fire Brigade Charges (generous limit)
  • Landscaped Gardens
  • Replacement of Locks
  • Glass
  • Loss of Metered Water Charges
  • Damage by Emergency Services
  • Interested Parties noted (Bank / Receiver / Local Authority / NAMA / NALM etc.)
  • Waiver of Subrogation Rights
  • Non-Invalidation Clause


We can also extend your cover to include cover for the Listed / Period / Protected Internal & External Features of your property (subject to policy limits) at a small additional cost.


Click here to find out “Why You should insure to the correct Re-Build Value”


What Our Clients Are Saying

"S.A. Faughnan (Brokers) Ltd. have been the preferred Broker to the Irish Property Owners’ Association since 1997 and have been there for our members on a continuous basis guaranteeing 95% of property owners a competitive price, with excellent cover, on fair terms with A-Rated (Financially Secure) Insurers. Read more..."

Irish Property Owners’ Association
July 2021

"We have been clients of S.A. Faughnan (Brokers) Ltd. for more than 7 years now and in that time have found them to be an integral part of our property business. Read more..."
Richard Moyles
Dubres Strategies
July 2021

"The experience and knowledge that they have with regards to my business and insurance needs makes an arduous and somewhat tedious task much easier. They go the extra mile to ensure that I have the most comprehensive cover at competitive premiums. Read more..."
Stephen Connolly
InArc Property
July 2021


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    David Faughnan CIP, Director

    You can contact via phone below or click on photo to email directly 01 8245555


    Elisa McKenzie CIP QFA

    You can contact via phone below or click on photo to email directly 01 8245555


    Angela Rickard

    You can contact via phone below or click on photo to email directly