Retail / Shop / Salon Cover
Specialist Business Risks Team
Retail / Shop / Salon Insurance
Trading from a shop, salon or retail premises, having the right insurance cover for your business is important. We understand that every business is different so we offer policy options you can tailor to the needs of your company.
A combined shop / retail / salon insurance policy can cover your business’ premises, contents, equipment, stock, business machines, fixtures and fittings and computers if it is damaged, lost or stolen. Also includable are Public, Products & Employers’ Liability cover and extended Treatment Liability Risk, if required. In addition, you can also add a range of specialist covers to your policy: portable equipment (all risks), business interruption including rent payable / receivable, legal expenses, personal accident, directors & officers liability, goods in transit, fidelity guarantee, money and glass and work away from your premises, where required.
- Buildings, Contents, Fixtures, Fittings, Computers
- Money incl. Personal Accident / Assault
- Stock, Business Equipment
- Loss of Rent Receivable / Payable
- Non manual work away
- Legal Expenses cover
- Business Interruption / Loss of Revenue
- Fidelity Guarantee / Goods in Transit
- Public & Employers’ Liability
- Treatment liability cover
- Fire Brigade Charges
- Loss of Book Debts / Glass & Framing
- operate a retail, shop, salon or boutique business
- work from a retail / shop premises
- own your own premises, business machines, computers & equipment, contents, fixtures & fittings, stock etc.
- have employees working for you either at or away from your premises
- carry out work away from your business premises
- have clients / customers visit you at your business premises
- apply professional treatments to you customers
Why have Retail / Shop / Salon insurance?
- damage to, loss or theft of business premises, contents, business machines, computers & equipment or stock
- claims from a client or member of the public due to injury or illness suffered by them as a result of your negligence either at your premises or elsewhere (including treatment risk)
- claims from an employee for injury, illness or death during the course of their work for you either at your business’ premises or that of a client or customer’s
- loss of business revenue due to damage to your premises and / or it’s contents, stock, computers & equipment or business machines etc.
- Covers you when you have to pay compensation to a client, employee or member of the public for an illness or injury or damage to their property and your business is at fault
- Pays out legal fees spent in defending a claim
- Compensates you for loss to your business property, contents, stock, computers & equipment or business machines
- Professional Indemnity
- Directors & Officers Liability
- Motor (Fleet) Insurance
- Cyber Liability
- Personal Accident
- Life Assurance
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MEET THE TEAM
David Faughnan CIP, Director
You can contact via phone below or click on photo to email directly 01 8245555
MEET THE TEAM
Elisa McKenzie CIP QFA
You can contact via phone below or click on photo to email directly 01 8245555
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