S.A. Faughnan (Brokers) Ltd. have specialised in private residential accommodation insurance since 1997 having been appointed by the Irish Property Owners’ Association (IPOA – National Landlord Representative Association) to provide financially secure and willing insurance markets for their members. To date we have remained the appointed broker to IPOA and have successfully and consistently provided competitive markets for landlords through financially secure A-Rated Insurers.
The Property Owner / Landlord cover we can offer for Buy To Let properties is Property Damage All Risks, and in addition includes the following additional benefits;
Property Damage ‘All Risks’ insurance cover is a much broader, more extensive and inclusive property cover when compared with the frequently marketed ‘landlord home insurance’ policy.
Although priced slightly more than home insurance, cover limits are generally higher for frequently claimed perils, the onus is not on the insured to prove his/her claim is valid, and the acceptance criteria is generally broader in terms of property usage, tenancy types, year of build, multiple units, flat roofs etc.
If you treat your rental property income as a business, then insure the property with a business / commercial type insurance cover i.e. Property Damage All Risks insurance, otherwise you could be left short when a claim occurs.
We can also extend your cover to include cover for the Listed / Period Protected Internal Features of your property (subject to policy limits) at a small additional cost.
Call us now on 01 8245555 or submit a ‘Get A Quote’ form and we will recommend the property insurance cover that is right for you.
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