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Un-Occupied Buildings

Specialised Property Team

Over 55% of malicious fires are started at un-occupied or otherwise vacant properties

Vacant / Un-Occupied Buildings

We are Experts in covering vacant / un-occupied property.

  • Are you acting as an Executor or have the Power of Attorney and need a property covered?
  • Is Long Term vacant cover required?
  • Is the property temporarily un-occupied?
  • Are you looking after a newly built completed house?
  • Is the property for sale?

We have specific 12 month vacant property policies for residential, mixed use or commercial (single or multi-unit) properties including completed new builds.

 

Our Tips & Guidance on Risk Prevention
  • Do not make it obvious that the property is vacant / disused / unoccupied – refrain from any boarding up or leaving a padlock on the gate or other no-entry obstructions which would inadvertently make it obvious there’s nobody there.
  • Keep the lawns and driveway in good order – cut the grass regularly and weed the drive & flower beds. If it looks well kept, it looks like there’s someone there.
  • Keep a light on a timer upstairs and downstairs to come on when darkness falls and to switch off at normal bedtime
  • Do not leave bins or furniture outside the property unless for immediate collection
  • Be aware of the Unoccupied Property Conditions or Unoccupancy Clause on your policy as there will be commitments there for you to manage to ensure cover is not adversely affected
  • Visit the house regularly and take a look through the internal and external areas.

Vacant / un-occupied buildings bring extra risk to the owner. Transfer that risk now to a Property Insurer.

We have particular expertise in such properties and provide the necessary cover the market is willing to provide via A-Rated (financially secure) fully regulated Insurers whom you can trust.

The type of COVER we can provide;
  • Fire, Lightning, Aircraft & Explosion cover in respect of Buildings (& Contents where required)
  • Storm, Flood & Theft cover (where requested)
  • Public / Property Owners’ Liability cover limit of €6,500,000
  • Fire Brigade Charges
  • Professional Fees
  • Debris Removal
  • Interested Parties noted (Bank / Receiver / Local Authority etc.)
  • For larger Commercial Properties, we can arrange additional perils e.g. storm / flood / accidental damage

Cover can be extended when the property becomes occupied by tenants to include the full range of perils including also Loss of Rent & Accidental Damage to Buildings.

Why S.A. Faughnan?
S.A. Faughnan Are The Property Insurance Experts.

“Why you need vacant property insurance & why it is different?”

Click here to find out “Why You should insure to the correct Re-Build Value”

Call us now on 01 8245555 or submit a ‘Get A Quote’ form and we will recommend the property insurance cover that is right for you.

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What Our Clients Are Saying

"We have been clients of SA Faughnan Brokers for 2 years now and have found them to be the ideal solution for our insurance requirements. Their level of experience and knowledge in the private investor social housing market gives me the comfort of knowing that I am insured correctly. Read more"
Stephane Perche
SNCP ROI
July 2021

"We have been clients of S.A. Faughnan (Brokers) Ltd. for five years now and expect to be their clients for many years to come. Read more.."
Cormac Cassidy
Director Cassidy Investment Property Services Ltd.
July 2021

"We became clients of SA Faughnan in early 2021 and since then have received top class service coupled with competitive premiums and excellent insurance cover. SA Faughnan have the experience to understand our business and have been in a position to tailor insurance cover to our needs and most importantly to our exposures. Find out more...."
David Hegarty
Head of Research and Data Management Irish Homes
July 2021

FAQs

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    MEET THE TEAM

    David Faughnan CIP, Director

    You can contact via phone below or click on photo to email directly 01 8245555

    MEET THE TEAM

    Elisa McKenzie CIP QFA

    You can contact via phone below or click on photo to email directly 01 8245555

    MEET THE TEAM

    Angela Rickard

    You can contact via phone below or click on photo to email directly