Environmental Impairment

Specialist Risks Team


01 824 5555

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us directly.

Environmental Impairment Liability

Environmental Impairment Liability insurance covers an insured liability resulting from pollution or alleged pollution whether it occurred following a sudden incident or over a gradual period of time. A typical Public Liability policy will exclude any liability for pollution unless caused by a single identifiable event so all cases involving a gradual process will be excluded. The Environmental Impairment Liability policy will also cover the pollution damage to the insured’s own site (first party cover) as well as damage to a third party site. Clean up costs following a pollution incident can be a very heavy burden for a company to carry, and this policy would pay the costs levied by any statutory body such as the Environmental Protection Agency for such a clean up. An insured can also cover any past exposures that may only come to light at their site on some future date when purchasing such a policy. With some insurers the cover can be added to a Public Liability policy.


S.A. Faughnan (Brokers) Ltd. have particular expertise in providing our clients with Environmental Impairment Liability Insurance solutions for their property & business related concerns. We advise on liability insurances in all sectors including but not limited to Industrial, Manufacturing, Warehousing, Distribution, Leisure, Entertainment, Building / Construction Sector, Rental Property, Land and most of the Business Professions. We have access to all major markets in these areas both in Republic of Ireland and the UK / Lloyds.


Typical types of liability products we target are;
  • Environmental Impairment Liability
  • Public Liability
  • Public & Products Liability Combined
  • Products Liability Standalone
  • Directors & Officers Liability
  • Management Liability
  • Employers’ Liability
  • Employment Practices Liability
  • Legal Liability
  • Cyber Liability / Errors & Omissions
  • Non Negligence / Strict Liability / No Fault Liability
  • Excess Public / Products & Employers’ Liability Layers


If you are unsure of your insurance needs regards your Property & Business related Liabilities then please call us on 01 8245555 or submit an enquiry via our simple form.


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    David Faughnan CIP, Director

    You can contact via phone below or click on photo to email directly 01 8245555


    Elisa McKenzie CIP QFA

    You can contact via phone below or click on photo to email directly 01 8245555