An Excess Liability policy provides a top up to primary (base layer) liability policies, or other underlying excess layers. This extra cover is particularly useful since personal injury awards are increasing both in volume and settlement costs. With instant on-line quote and bind excess liability insurance, companies’ exposure to exhausting their primary limits through such higher volumes and costs is economically covered. Particularly applicable with high risk exposures such as retail outlets, large office blocks, shopping centres and many industry & construction related risks where a single event could trigger high volume liabilities against the insured which could exceed the primary or base layer Public / Employers’ Liability cover. Also applicable to catastrophe events/risks.
Excess Public / Property Owners Liability & Employers Liability cover is widely available.
S.A. Faughnan (Brokers) Ltd. have particular expertise in providing our clients with Public / Products & Employers’ Liability Insurance solutions for their commercial & business concerns. We advise on liability insurances in all sectors including but not limited to Industrial, Manufacturing, Warehousing, Distribution, Leisure, Entertainment, Technology & IT, Building / Construction Sector, Rental Property, Land and most of the Business Professions. We have access to all major markets in these areas both in Republic of Ireland and the UK / Lloyds.
If you are unsure of your insurance needs regards your Commercial & Business Liabilities then please call us on 01 8245555 or submit an enquiry via our simple form.
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