Irish businesses are using the Internet and electronic communication to transact their business more now than ever. The internet, e-commerce and web communication is growing as a means of marketing, advertising, maintaining customer’ relationships and interacting with them at the same time. But, it has opened up a whole new set of risks that many businesses now face. Traditional insurance policies may no longer cover the risks to which businesses and clients are exposed. Insurers’ understand and have been insuring these risks for the last decade. A Cyber Liability policy can cover these risks and work in tandem with traditional property and liability insurance policies. As the legal climate evolves along with our Data Protection Act and changing privacy laws in Ireland, the high costs of litigation for cases against copyright infringements, trademark disputes, virus transmissions, theft of data etc., all combine to make Cyber Liability an insurance cover which businesses cannot afford to be without going forward.
Cyber Liability Insurance protects your business against many of the risks arising from using the internet. Cyber Liability policies have been designed with the needs of small, medium and large businesses in mind and cover damage caused by viruses, hackers and electronic identity theft. The following is an example of the threats / risks coverable;
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