Public Liability Insurance

Specialist Liability Risks Team

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01 824 5555

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Public Liability Insurance

Despite your best intentions, accidents do happen and if the accident is as a result of something your business has done then a client, a contractor, or a member of the public can make a claim against you or your business for compensation. Your public liability can be triggered by something as simple as spilling a drink over a client’s computer, or a contractor slipping on a wet surface in your office incurring illness, injury or damage.

 

To help protect your business, S.A. Faughnan (Brokers) Ltd. can provide small, medium and large businesses with public liability insurance as a standalone policy or it can be purchased together with a range of business covers including employers’ liability insurance

 

What does a Public Liability insurance policy cover me against?

  • Injury or Illness claims from Third Parties
  • Costs of defending a Third Party claim
  • Legal costs and resultant financial loss
  • Property Damage claims from Third Parties
  • Compensation awards made to Third Parties
  • All Risks cover for Tools can be added

 

Why have Public Liability insurance?
  • Even if you don’t have visitors to your office or home, you could still suffer a public liability claim against you or your business; for example, if you accidentally damage a client’s property in their office, at their commercial premises or on site
  • Easy access to ‘no win no fee’ legal services which help individuals claim compensation may increase the likelihood of a business experiencing a public liability claim
  • Anyone working for you could trigger a public liability claim against you or your business if their actions at work injure a client or member of the public or their property
  • Many companies, local authorities, main contractors or organisations will also insist on their suppliers having public liability insurance cover in place

 

How Public Liability Insurance protects you and your business…
  • Covers you when you have to pay compensation to a client, contractor, local authority or member of the public who is injured or incurs property damage and your business is at fault
  • Pays out legal fees spent in defending a claim and any resultant financial loss

 

What other insurance cover do I need to consider to adequately protect my business?

  • Employers’ Liability
  • Products Liability
  • Cyber Liability
  • Personal Accident
  • Professional Indemnity
  • Office Insurance
  • Directors & Officers Liability
  • Motor Insurance

Submit An Enquiry

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MEET THE TEAM

David Faughnan CIP, Director

You can contact via phone below or click on photo to email directly 01 8245555

MEET THE TEAM

Ciara Reilly CIP

You can contact via phone below or click on photo to email directly 01 8245555

MEET THE TEAM

Angela Rickard

You can contact via phone below or click on photo to email directly


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S.A. Faughnan (Brokers) Ltd. is regulated by the Central Bank of Ireland.
Company Reg. No. 88953.

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