What does your landlord insurance policy actually cover? What are Common Exclusions?

What your landlord insurance does (can) cover –

Fire, Storm, Escape of Water, Flood, Theft, Subsidence, Impact by Vehicle, Loss of Rent, Fire Brigade Charges, Glass, Trace & Access, Public/Property Owners liability, injuries to Domestic Employees.

What your landlord insurance does not cover – Wear & Tear, Gradual Deterioration, Theft by member of the household, Property in the Open by Storm or Flood, Loss of Rent where tenant absconds or cannot pay, liability for gradual pollution or contamination, buildings in the course of construction, the policy excess, any specifically excluded perils.

Find out more about our landlord insurance policies at SA Faughnan

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