The following article aims to cover risk assessment and management around Professional Indemnity Insurance.
Comprehensive professional indemnity insurance will cover you if you’re sued because of error, data loss, intellectual property infringement or dishonesty. There are a few things that you can do to help keep your indemnity risk to a minimum:
Avoiding copyright issues
Copyright...
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Professional liability insurance is often an after-thought for construction projects. Arranging cover for employers and public liability insurance including cover for the actual site works would be a priority for the contractors and site owners with cover for professional liability not being considered until the process of insur...
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What is professional indemnity insurance?
The professional indemnity insurance policy is a legal liability insurance product protecting you against claims made against you in respect of your legal liability for loss arising from a breach of professional duty arising during the course of your business.
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Contractors with a design liability
In recent years it has become commonplace for contractors to incur a design liability, either by offering a design service as part of an overall building package or through a design and build contract where the design work is sub-contracted.
When you undertake co...
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What is Professional Indemnity Insurance?
Professional Indemnity Insurance provides cover if you become legally liable to a member of the public (usually a client) following an error or omission in the professional advice, design, certification or service you have provided them with and as a result they have s...
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Businesses should make the earliest possible application for renewal of cover. Making an application close to the deadline is not viewed favourably by insurers
Make sure that you give yourself enough time to complete the proposal form correctly and get the necessary documentation together
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Do you provide advice or design or offer similar services in a professional capacity? If so, Professional Indemnity Insurance is an essential cover you need to consider for your business.
Any person who gives advice, designs, or offers similar services in a professional capacity is seen by clients a...