The purpose of Professional Indemnity Insurance is to protect a professional against liability towards third parties for injury, loss or damage, arising from his / her own professional negligence or that of his / her employees.
Anyone who advises on, designs or specifies a particular course of action to a client may involve themselves in legal liability to that client or incur significant expense in initially defending such an action.
Professional Indemnity Insurance cover is written on a ‘claims made’ basis which means that, provided the claim is made during the period of insurance, it does not matter when the act of negligence giving rise to it took place.
With over 30 years’ experience in business, S.A. Faughnan (Brokers) Ltd. are experts in this field and have the Insurer Markets and products to meet the expectation of every professional.
Cyber Insurance covers the losses relating to damage to, or loss of information from IT systems and networks. Policies generally include significant assistance with and management of the incident itself, which can be essential when faced with reputational damage or regulatory enforcement. Generally cyber risks fall into first party and third party risks. Insurance products exist to cover either or both of these types of risk.
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Company Reg. No. 88953.
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