Flooding is the most common natural disaster so firstly you need to ensure that your property insurance policy covers Flood risks. If your property is located in a flood risk area it is highly likely that your current policy will exclude flood and you will find the cover is not available to you on the insurance market in general. So what do you do – The key to reducing flood damage is to take precautions, which in many cases you can accomplish in a few hours to a few days.
Remember: Flooding can strike anywhere and at any time so ensure you stay above water! By keeping your home in good repair and creating good drainage around your home, you can stop or reduce potential flood damage.
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