As A Landlord, What Are The Fire Safety Insurance Requirements?

Fire Safety Insurance Requirements

Your current property owners insurance policy may be subject to certain fire precautions, which are outlined in your policy document (schedule or wording) or on your renewal notice, and which may be over and above that which is required by law. Make sure you read and understand them and put them in to operation without delay, as failure to comply may result in declinature of a future claim. The various Housing Standards and Fire Safety Acts outline what is required in rental properties.

If you have recently upgraded your fire alarm system and installed smoke / heat detectors throughout your property and installed fire extinguishers / fire blankets also, make sure to notify your insurer as you may be entitled to a premium discount at next renewal.