FAQ


Landlord Contents/Apartment Blocks Insurance
If your property is insured under a block policy i.e. an apartment, this policy will only cover liability arising from accidents in the common areas i.e. the hallways, stairways, landings etc. It will generally not cover accidents occurring inside the apartment. To ensure you have liability cover within the apartment you must have (Landlord’s) Contents insurance, but check that it covers liab...
Tailored Customised Landlord Insurance
Standard Home Insurance is arranged where the owner lives permanently in the property.  Such a ‘standard home insurance’ policy can be extended to cover certain ‘lets’, within the Insurer’s appetite. The policy will then generally extend to allow basic Loss of Rent cover as well as Legal Liability (Public Liability) to tenants or visitors to the property. However, given that the owner n...
landlord insurance ireland - when can it be invalid?
Where you have purposefully, knowingly, deliberately or negligently misrepresented the material facts when applying for the insurance. If there is a change in the material facts that takes the risk outside that which the Insurer would have contemplated and/or accepted at inception of the policy. Where you have knowingly made a false or misleading claim on your policy. Where you have c...
Landlord Insurance Cover Ireland
By virtue of the Residential Tenancies Act 2004, Landlord’s should have Property Damage and Public Liability cover in place for every unit they provide for private rented accommodation. Types of Insurance Available Apart from that, other insurances, which are mandatory, are those prescribed by a contract e.g. the terms of a mortgage or loan / the terms of a lease agreement. Either or b...
Landlord Insurance Policy Ireland
What your landlord insurance does (can) cover – Fire, Storm, Escape of Water, Flood, Theft, Subsidence, Impact by Vehicle, Loss of Rent, Fire Brigade Charges, Glass, Trace & Access, Public/Property Owners liability, injuries to Domestic Employees. What your landlord insurance does not cover – Wear & Tear, Gradual Deterioration, Theft by member of the household, Property in t...
Best Landlord Insurance
Landlord insurance is a form of (packaged) property & liability cover for your property investment. Typically, Landlord insurance provides cover for all/most of the perils/risks that a home insurance policy does i.e. fire, escape of water, storm, flood, burst pipes, impact by vehicle, lightening, explosion, aircraft, accidental damage and more. Landlord insurance will also generally extend ...
 Click Here To See What S.A. Faughnan Can Offer You The insured usually has a much greater knowledge about the risk being insured, and because Insurance Companies need to know this information to decide whether they can insure this risk, the insurance company depends on the proposer / insured for this information. If a loss occurs and the Insurance Company finds that a material fact was not d...
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