function fwLoadMenus() {
  if (window.fw_menu_0) return;
  window.fw_menu_0 = new Menu("root",200,39,"Verdana, Arial, Helvetica, sans-serif",11,"#ffffff","#092769","#092769","#C3C3C3");
	  fw_menu_0.addMenuItem("General","location='profile-general.html'");
	  fw_menu_0.addMenuItem("IBA Membership","location='profile-iba.html'");
		   fw_menu_0.hideOnMouseOut=true;
  window.fw_menu_1 = new Menu("root",200,39,"Verdana, Arial, Helvetica, sans-serif",11,"#ffffff","#092769","#092769","#C3C3C3");
	  fw_menu_1.addMenuItem("Motor, Household, Travel & Health Insurance","location='services1.html'");
	  fw_menu_1.addMenuItem("Property Insurance","location='services2.html'");
	  fw_menu_1.addMenuItem("Business Insurance","location='services3.html'");
	  fw_menu_1.addMenuItem("Mortgages, Life, Pensions & Investments","location='services4.html'");
		  fw_menu_1.hideOnMouseOut=true;
  window.fw_menu_2 = new Menu("root",200,39,"Verdana, Arial, Helvetica, sans-serif",11,"#ffffff","#092769","#092769","#C3C3C3");
	  fw_menu_2.addMenuItem("IPOA Scheme","location='aff-ipoa.html'");
	  fw_menu_2.addMenuItem("IPRA Scheme","location='aff-ipra.html'");
		  fw_menu_2.hideOnMouseOut=true;
  fw_menu_2.writeMenus();
  }